In small bowl, combine sugar and sour cream, cover and refrigerate. Place 6 slices French toast in bottom of greased 9x13 pan.
Layer ham, 2 cups of cheese and remaining 6 slices of French toast in baking pan. Spread pie filling over top, sprinkle granola over apples.
Bake in preheated 350F oven for 25 minutes. Top with remaining ½ cup cheddar cheese, bake another 5 minutes until cheese is melted and casserole is hot.
